Aajkal sabhi log apne paison ko safe aur profitable jagah invest karna chahte hain.
Aur agar aap bhi soch rahe ho ki paise Fixed Deposit (FD) mein laga diye जाएं,
toh ek smart option hai SBI Yono App.
Bank ke chakkar kaatne ki zarurat nahi hai.
Bas ghar baithe mobile se aap apni FD shuru kar सकते ho.
Aur sabse badi baat – 7% tak ka interest kama सकते हो.
Chaliye dosti bhare अंदाज़ में समझते हैं,
5 simple steps mein kaise FD kholein SBI Yono App se.
Step 1: FD Start Karne Se Pehle Kya Kya Zaroori Hai
FD shuru karne ke liye kuch basic cheezein aapke paas honi chahiye –
✔ Aapka SBI Saving Account (सेविंग अकाउंट) hona chahiye
✔ Mobile mein SBI Yono App Installed hona chahiye
✔ Aapka Mobile Number Registered hona chahiye bank mein
✔ Internet Connection hona chahiye
Agar yeh sab ready hai, toh aap next step ke liye bilkul तैयार हैं।
Step 2: Yono SBI App Mein Login Karein
✔ Sabse pehle apna Yono SBI App open karein
✔ Login karein using MPIN ya User ID aur Password
✔ Login ke baad aap Home Page pe pahunch jaayenge
Ab aap FD kholne ke लिए तैयार हो।
Step 3: Fixed Deposit Kaise Kholein Yono SBI App Se
✔ Home screen par “Deposit” option pe click karein
✔ Uske baad “Fixed Deposit (FD)” ko select karein
✔ Ab apni FD ke liye amount daalein – Minimum ₹1,000 se start
✔ FD ki duration select karein – 7 din se lekar 10 saal tak
Itna karne ke baad aapko confirmation ka option milega।
Step 4: Apni FD Ko Confirm Karein
✔ Apna bank account select karein jahan se paisa deduct hoga
✔ Saare details check karlein – amount, duration, interest
✔ Sab kuch sahi ho toh “Next” pe click karein
Aur bas, aapki FD ban jaayegi successfully.
Confirmation message bhi mil jaayega.
Step 5: Yono SBI Se FD Karne Ke Fayde
✔ Bank jane ki tension khatam – Online FD
✔ Interest rate milta hai up to 7%
✔ 24×7 service – jab chahein tab karein
✔ Koi documents dene ki zarurat nahi
✔ Zarurat padne par early withdrawal bhi possible hai (penalty ke saath)
Yani ki safe, simple aur smart option hai aapke paison ke liye।
Fixed Deposit Ke Zaroori Rules
| Parameter | Details |
|---|---|
| Minimum Amount | ₹1,000 |
| Maximum Amount | ₹15 लाख (15 Lakh) |
| Minimum Duration | 7 Din |
| Maximum Duration | 10 Saal |
| Interest Rate | 7% Tak |
| Early Withdrawal | Haan, Par Penalty Lagega |
Agar aap long-term FD rakhte hain, toh zyada interest milega।
Kuch Important Baatein – Zaroor Dhyan Dein
✔ Interest Rate bank kabhi bhi change kar sakta hai
✔ Jaldi paisa nikalne par penalty lag sakti hai
✔ Aapka PAN Card update hona chahiye account mein
Agar aapko chahiye ek secure aur guaranteed return wala plan,
toh SBI Yono App se Fixed Deposit (FD) ek accha option hai।
Toh dosto, sochna kya?
Aaj hi apne phone se FD start karo aur apne paison ko grow hone do!
